There's a wide range of BTOs to cater to different aspirations and budgets.

These are BTOs. No kidding.

There's a wide range of BTOs to cater to different aspirations and budgets. Hence, one cannot compare a 5-room BTO with unique features to a 5-room BTO elsewhere or in a non-mature estate.

BTOs are priced not only according to location, and amenities around them, they are also priced according to their individual features and characteristics.

Central Weave in AMK, for example, has recycling chute which makes for better, more efficient and convenient recycling, and a beautiful environment which includes the ABC (active, beautiful, clean) waters feature.

The perception that HDB is unaffordable is being perpetuated by the focus on the most expensive, high end range of new BTOs as well as a very small percentage of resale that have gone for a million dollars.

This creates anxiety for people who may not be aware that there are other choices available.

Affordability also means choosing the right size of flat that fits our budget.

Overall, affordability is seen in close to 90% of first-timer families who are able to service their home loans with their CPF, with little or no cash payments.

Central Weave, despite their high prices, is oversubscribed many times for the larger 5-room and generational flats. Clearly, many are able to afford these flats even with HDB's income ceiling eligibility criterion.